Disclaimer & Affiliate Disclosure

Last updated: June 18, 2026

Disclaimer

The calculators and information on Ganakam are provided for general informational purposes only. They produce estimates, not financial, investment, tax, or legal advice, and nothing on this site is a recommendation to buy, sell, or choose any particular product, regime, or strategy.

Calculations rely on the rules and assumptions described on our methodology page; your actual figures may differ depending on your specific circumstances, and tax and scheme rules change over time. For decisions about your own money, please consult a qualified professional, a chartered accountant for tax matters or a SEBI-registered investment adviser for investments.

We work to keep our tools accurate and to cite official sources, but we do not warrant that every result is complete or error-free, and we accept no liability for decisions made on the basis of them.

Affiliate disclosure

Some outbound links on Ganakam are affiliate links, served directly or through affiliate networks such as Cuelinks and INRDeals. If you click one and later complete an action the advertiser cares about, such as opening an account or getting approved for a card, we may earn a commission. That commission is paid by the advertiser, not by you: there is no extra cost, fee, or interest added because you arrived through our link.

We follow the Advertising Standards Council of India (ASCI) Code and disclose every material connection clearly and upfront. In practice that means:

  • Affiliate links are marked rel="sponsored nofollow" and open in a new tab, with a short disclosure shown next to them.
  • Our calculations and the way results are presented are never influenced by commissions. We do not pre-fill inputs to push you toward any advertiser.
  • You can use every calculator on Ganakam without ever clicking an affiliate link. The tools are free, need no sign-up, and run in your browser.

Tax note

Commissions we earn are business income for Ganakam and are reported in our Indian income-tax returns. Where Section 194H of the Income-tax Act applies, the network deducts TDS at source against our PAN.

Contact

Questions about this page: contact@ganakam.in. Last updated: June 18, 2026.