Investment Calculators

Plan your investments with clear, instant projections. Start with systematic investment plans (SIPs) and see how regular investing - and stepping it up each year - can compound over time.

Available Calculators

SIP Calculator

SIP with annual step-up

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Goal SIP Calculator

Required monthly investment

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SIP vs Lumpsum Calculator

Compare compounding outcomes

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Lumpsum Calculator

One-time investment projector

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Mutual Fund Returns Calculator

MF growth estimator

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ELSS Calculator

Returns + 80C tax relief

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SWP Calculator

Withdrawal corpus decay

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CAGR Calculator

Compound annual growth rate

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XIRR Calculator

Returns on irregular cashflows

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Compound Interest Calculator

Month-by-month compounding

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FD Calculator

Fixed deposit interest

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RD Calculator

Recurring deposit growth

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PPF Calculator

Tax-free PPF maturity

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Sukanya Samriddhi (SSY) Calculator

Girl-child savings scheme

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EPF Calculator

Provident fund corpus

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NPS Calculator

Pension corpus + lumpsum

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Brokerage Calculator

Equity, intraday & F&O charges

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Retirement Calculator

Corpus target & savings gap

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FIRE Calculator

Financial-independence timeline

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Inflation Calculator

Purchasing-power erosion

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Investment Guides & Decision Frameworks

SIP vs Lumpsum: Which Actually Wins?

Compare the math of systematic monthly investing against a one-time lumpsum deployment.

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How Much SIP Do You Need for ₹1 Crore?

Calculate the exact monthly amount needed based on target years and expected returns.

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ELSS vs PPF vs NPS: Best Tax-Saving Option?

Compare lock-ins, taxability, and return potentials side-by-side.

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SIP Explained: Compounding & Averaging

Learn how systematic investing works and the impact of yearly step-ups.

Read Guide

Mutual Fund Investing in India: Complete Guide

Our anchor guide covering mutual fund categories, taxation, and platform comparisons.

Read Guide

How Much to Invest Monthly to Retire (FIRE Study)

A detailed data study showing monthly SIP targets to retire at ages 40, 50, or 60.

Read Guide
Ready to start an SIP? Compare demat features and AMC fees in our review of the best demat accounts in India.

Frequently Asked Questions

How much will my SIP grow?

Your SIP growth depends on the monthly investment amount, the rate of return, and the investment tenure. Because of compounding, staying invested for longer durations significantly increases the final maturity value. Use our calculator to run projections based on custom returns.

What is a step-up SIP and why use one?

A step-up SIP automatically increases your monthly investment amount by a fixed percentage or amount every year (usually aligning with salary hikes). Stepping up your contributions can help you reach your financial goals much faster compared to a flat monthly investment.

Do I need a demat account to start an SIP?

No, a demat account is not strictly mandatory to start a mutual fund SIP. You can invest directly through mutual fund house websites (AMCs) or other platforms. However, holding mutual fund units in a demat account makes consolidation and tracking easier.