Property & Home Buying Calculators
Make informed decisions about real estate. Compare the financial outcomes of renting vs buying over time, find your maximum realistic house purchase price, or estimate state-specific stamp duty and registration fees.
Available Calculators
Property Guides & Data Studies
Should You Prepay Your Home Loan or Invest?
Compare the math of prepaying 8.5% interest debt vs investing in 12% SIP mutual funds.
Read GuideStamp Duty Across Indian States: Full 2026 Comparison
A detailed comparison study showing state-wise stamp duty rates, registration fees, and female concessions.
Read GuideRent vs Buy in India: The Real Math
Understand how property appreciation, EMIs, rent inflation, and opportunity cost impact your housing decisions.
Read GuideHow Much House Can You Afford?
Calculate your maximum property budget based on income, savings, and transaction costs.
Read GuideBuying Property in India: Costs, Taxes & Process
Our complete pillar guide detailing stamp duty, GST, tax breaks, and legal check processes.
Read GuideFrequently Asked Questions
Is it better to rent or buy a house in India?
Buying builds an asset that appreciates, but renting is cheaper month-on-month, allowing you to invest the difference. Ganakam compares the compounded net worth of both paths over a set horizon to show you the breakeven year.
How much home loan can I afford?
Lenders typically cap monthly EMIs at 50% of your net monthly income (FOIR). Your home affordability depends on your income, existing loans, down payment, and state-specific stamp duty and registration fees.