Insurance Calculators
Protect your family's financial future. Assess the exact amount of term life cover you need to replace your income and clear liabilities, or find the right health insurance floater size for your household.
Available Calculators
Insurance Guides & Pillar Articles
How Much Term Insurance Cover Do You Actually Need?
Sizing your life cover using the needs-based Human Life Value (HLV) method.
Read GuideTerm vs ULIP vs Endowment: What to Choose
A detailed comparison of pure protection vs bundled savings/investment plans.
Read GuideHow Much Health Insurance Cover Is Enough?
Understand how age, city, floater plans, and super top-ups affect your medical coverage.
Read GuideTerm & Health Insurance in India: The Complete Guide
Our comprehensive vertical pillar guide on insurance rules, claims, tax sections, and riders.
Read GuideFrequently Asked Questions
How much term insurance cover do I need?
Typically, you should aim for a term cover equal to 10-15 times your annual income. However, a more precise way is the Human Life Value (HLV) method, which factors in outstanding loans, future expenses for dependents, and existing savings.
How much health insurance is enough for a family?
For a family living in a metro city, a floater health cover of ₹10 Lakhs is the minimum recommended base. You should increase this size based on members' ages, pre-existing conditions, and overall household income levels.